Pet Insurance Horse Coverage

Many people board horses and often pay high expenses to cover the pets. Dogs, cats, and other household pets often go without care because the owners cannot afford to pay the medical treatment and medicines to care for the pets. Horses are more expensive than common pets, but the laws state that these creatures need medical treatment and vaccines, thus what can an owner do. Owners can take out pet insurance policies that will cover the pets 80/20 in most instances. Horses undergo various different ills than common pets, thus, special coverage is needed for these beautiful creatures.

The Internet has a wealth of resources that specialize in pet insurance, including horses’ coverage. Few owners may have other types of pets that will need specialized coverage, including goats, cows, hermits, pigs, mice, guinea pigs and so forth. While most insurance coverage plans will not cover many of the different household pets, few will offer coverage to common pets, including horses.

Horses are high maintenance critters that require special coverage. Thus, the Internet is open to suggestions, making available horse policy that will offer a generous amount of coverage to owners. Few policies will cover dental work, including coverage for both pet and owner. The policy will offer “personal accidental” coverage, and so forth. The downside is these insurance policies often cost more in premiums than standard insurance policies. Since we are dealing with a huge high maintenance animal, the premiums are higher, since the company will be paying out a fortune for vet care.

One of the common laws regarding horses that apply to owners in various states is the Equine Warning Laws. These laws protect horses and owners against liability, damage, and so forth. The owner is responsible to put up Warning Signs to warn the visitors that accidents/incidents can happen and direct them to safety, plus telling them, they are not reliable if the visitor fails to adhere to the warnings. Not every state has this law to protect homeowners; therefore, the owner would be wise to look for Pet insurance that will cover liability. Pet insurance coverage for horses will often cover the pet and the objects used for the pets needs, including horse trailers. The policies will cover theft, damage, loss, and so forth.

What horse insurance covers

Each policy is different, but few company’s will cover liability, death, stables, personal accidents, theft, riding liability, ‘loss of entry fees,’ hire in for horse maintenance, dental, straying, saddles, tack, vets charges, and so forth. Some of the leading claims filed for horse care are death accident/illness, vet fees for accident/illness, tack and saddler fees. Few providers offer comprehensive coverage to horses extending the coverage to more than forty different states. Thus, pet insurance for horses can offer advantages to owners that transport their horse out of state for shows, trades, and so forth.

Filing Claims

Many of the claims are similar to standard forms, however few companies’ present claims that target the specific incident and/or accident, including illness. For example, if you horse is ill then the company may send a form for that specific need. The company will recommend that you immediately contact the company via the toll-free hotline provided to you and immediately seek treatment for your animal. After you are done at the vet, the company will encourage you to make contact with the company. The claim forms are often downloadable online, thus making it convenient and easy to get the claims to the insurer immediately. Of course, you must go through the same procedures as standard health insurance, by sending receipts to the company. The hotline is setup so that you can get immediate disbursement if necessary.

Advisory: horse insurance may come with higher premiums if your animal is a high-risk. If your horse is used at Rodeos, Racing and so forth, there may be additional coverage needed, and you should expect to pay higher premiums. Few insurance companies may offer generous rates even if your pet is high-risk, so again shopping around are the best solution for getting great rates and comprehensive coverage.

Education: The Military's First and Best Line of Defense

The idea now prevalent among some defense officials that formal classroom-based education is either expendable or unnecessary flies in the face of millennia of historical precedent. Brilliant strategists and military leaders not only tend to have had excellent education, but most acknowledge the value and influence of their mentors. The roll call of the intellectual warriors is sometimes the best argument in support of training armies to think: Alexander the Great, Julius Caesar, Napoleon Bonaparte, Robert E. Lee, Erwin Rommel, George Patton, Chester Nimitz.

In stark contrast we can cite familiar military leaders whose educations were, we say, lackluster: the Duke of Wellington (he beat Napoleon – barely – after a slugging 7-year campaign), Ulysses Grant, George Custer, Adolph Hitler, Hermann Goering, Josef Stalin, Mao Tse Tung, Manuel Noriega. For these men, military victories were often a matter of luck over tactics, overwhelming force over innovative planning, and soldiers more fearful than their masters than of the enemy.

I am a moderate, neither "red" nor "blue," with leanings in both camps. I firmly resist a draft, but support (and was once part of) ROTC. When I read that Columbia University had voted overwhelmingly to ban the Officer Officer Training Corps from returning to the campus, I felt that the concept of academic freedom itself had been violated. It is not the university's place to impute value judgments or decision on moral issues. Instead, universities were intended to be places where minds could visit among a broad range of viewpoints, hopefully to pick and choose the best parts from among them. By banning a campus ROTC contingent, Columbia has denied students that choice, and as an academic I am ashamed for them.

ROTC has much to offer university students, including (sometimes especially) those not enrolled as officer candidates. As a thirty-something graduate student working on my master's degree, I enrolled and participated in two ROTC history classes being taught by a multi-decorated Marine colonel, himself a holder of a master's degree in history. The things I learned about military implications of the battles we studied, the social effects of each decision, and the pains taken by most leaders to secure better materiel and intelligence for their troops far exceeded anything taught in the history department's coverage of the same incidents. It was from that extraordinarily patriotic US Marine career officer that I learned, for example, that during the War of 1812 the US invaded Canada and, when it discovered it could not succeed, burned the national Parliament buildings. It was for that last action that British soldiers later pressed on to Washington and set fire to the US Capitol and White House.

Does any of that make a difference? Indeed, I think it is crucial to national survival that soldiers and the public know the big picture behind events that becoming rallying later later. After 9/11, a precious few people asked the loaded question, "what have we done to incur this attack?" The overwhelming response was to stifle such questions – the US were the good guys, and those religious fanatics were angry because they were jealous of our luxury and wealth – and simply treat the attackers as nameless, inhuman enemies. There was no question allowed as to what the real problem might be, only that the US must attack them and annihilate aggression. But what competent physician, I ask, treats only a symptom but ignores the cause of the disease? According to numerous studies mandated by the UN and other agencies, the most important change that would most work towards eliminating poverty and war would be the universal access of women to an education.

We may "Remember the Alamo," but how many recall that Texas was either part of the US then, nor was it trying to become a state. It was seeking independence as a nation so it could maintain slavery, which Mexico had outlawed. When we "Remember the Maine," do we also recall that the ship was probably sunk by an engineering problem, and not from Spanish sabotage? That the war was pushed by US hawks and newspaper magnate William Randolph Hurst, knowing that a war would greatly boost newspaper sales? We must learn from history, because we are already doomed to repeating it. The 9/11 attack was carried out out predominately by Saudi Arabs, but the US response was to attack Iraq. Despite a preponderance of evidence that Iraq had nothing to do with 9/11, the American public still preferred the fabrications about anthrax attacks, WMDs, and terrorist training camps.

So what of military plans to merely enlarge the distance learning programs to replace classroom instruction? As a career teacher, I risk sounding like a ludite when I disparage distance learning. In my experience, there can be no substitute for a human-to-human interaction, where ideas can be immediately sorted, argued, and revised. Seeing the emotional expression of classmates when one discusses controversies ranging from "just wars" to the use of nuclear weapons to the pros and cons of a given policy simply can not be part of an electronic lesson. There is simply no substitution, for example, to having a combat veteran point out "I was there" in a class when another student has presented the sanitized version of a controversial event. That level of emotion will not come through a cable modem. We are already becoming extremely dependent upon the impersonal Internet, so how much more non-human contact can possibly be good for our psychological, especially empathic, development.

Historically, one of the first tragedies of war – after truth and diversity of opinion – is basic humanity. In wars, our soldiers do not kill Germans, French, British, Indians, Japanese, or Vietnamese people. Almost from the beginning, they instead fight krauts, frogs, limeys, savages, nips, or gooks. How much more difficult is it for a poorly educated soldier to understand the enemy when the enemy has been made subhuman? How, perfectly, can the war be won and, more important, peace maintained if we can not understand (but not necessarily agree with) the enemy?
It is unfortunate that the senior military officers so often bring the brunt of public hostility for actions made by civil authorities. The present administration is among the most academically impoverished in US history, while the senior officers are among the most highly educated. While it is true that some soldiers actually enjoy combat, the vast majority would welcome, nay embrace, a career of unbroken peace. The intelligent career soldier trains to protect that which he or she most values, knowing that wars are inevitable. Most pray that they need never fight, but stand ready to put their lives on the line should the rest of us need protection. Rather than reduce, compromise, or restrict education to these defenders, I would argue instead that they all receive free access to our universities and colleges. The academic world needs to get behind a unified message: education is not a privilege; It is the first and best line of defense.

The Importance of Your eCommerce Site for Your Business

It is plain to see why a poorly designed website can be a major problem to online businesses, most especially during the holiday season, which covers 20% to 40% of the yearly sales.

In this regard, those who need data validation can refer to the stats that explain the importance of your brand's presence on the Internet:

  • Before people shop at a physical store, they often check websites of online stores.

  • Customers search online for the prices and availability of goods so they would know whether to shop online or at physical stores.

  • During an economic crisis, consumers exercise caution when shopping online to stretch their budget, resulting to an increase of website traffic.

  • Shoppers that tend to purchase downloadable gifts like eBooks, music and FB credits, among others, will likely buy more.

Optimize Your Online Site Immediately

Now that you are aware of your site's importance, what should you do before the holiday season approaches? It is never too late to try some of these strategies:

Prepare for unexpected traffic.Plan ahead of time to make sure that your site can manage all the orders. Anticipate peak loads, observe the responsiveness of your site and assessment application performance way before Cyber ​​Monday.

Increase the speed of your site. Use a CDN (content delivery network) for a speedy delivery of relevant content with videos and images to your consumers.

During the holidays, most shoppers use their mobile devices to search online before heading for the stores. Therefore, it would be wise to incorporate an in-store experience with info regarding your well-timed and relevant personalized website and mobile apps.

Find ways to let the customers easily find your products on the web. To improve exposure, submit a feed to the top online shopping comparison engine, Google Product Search. Try the Amazon Marketplace or add pay-per-click ads to Amazon Product Ads' product and category pages. This way, shoppers will be able to view your ads when they find products that are similar to yours.

Although social media is not the main channel for searching, it has targeted the main stream and has since gained importance, specifically to GenY shoppers. Transform visitors into sales channels by including social sharing in product pages. Display good customer service in public by resolving issues with customers on networking sites like Facebook or Twitter.

People who are low on budget usually search online before buying, so it is a good idea to follow the example of various sites in making it fun, simple and efficient to shop on the web. Provide product filters, rich product details, comparison tools, well-designed navigation and recommendations. Enhance the images of your best-selling products, emphasize your value propositions and make sure that shipping and return policies are clear.

Fix your leaky conversion funnel immediately by adding simple and cost-efficient website usability and feedback tools.

Whenever possible, ask for the visitor's email address and try to squeeze a lot of value out of each sign-up.

Try to employ remarketing campaigns so you can target consumers who take time to buy.

The History of Online Shopping

The internet is a fantastic and useful tool. With a click of our mouse we can read today’s news, play an online game and if we wish shop to our hearts content. But when did it all start? What is the history of Online Shopping and what does it mean to shop online?

Online shopping is the process a customer takes to purchase a service or product over the internet. In other words a consumer may at his or her leisure buy from the comfort of their own home products from an online store. This concept was first demonstrated before the World Wide Web was in use with real time transaction processed from a domestic television! The technology used was called Videotext and was first demonstrated in 1979 by M. Aldrick who designed and installed systems in the UK. By 1990 T. Berners-Lee created the first WWW server and browser, and by 1995 Amazon expanded its online shopping experiences.

The history of Online Shopping is amazing. Gone are the days of waiting in traffic and working our way through overcrowded stores. All we need is a computer, bank account, debit or credit card and voila freedom! From books, to cosmetics, clothing and accessories to name a few, shopping online is the answer to the 21st century. Simply find the website that offers the objects of your desire, price and delivery terms and in a matter of a few days your purchase is at your door. The advantages and convenience are obviously predictable as we are offered a broader selection, competitive pricing and a greater access to information in regards to our purchase. Online stores are usually available on a 24 hour basis, and permit consumers to shop at their leisure without any traveling and outside regular business hours!

Another point to take into consideration is that when the internet was first conceived it was not with the ideal that it would change the way we shop. On the contrary the web was created as a tool for communicating, which in time let to the convenience of shopping virtually. The history of online shopping by itself symbolizes the change in our society and has by now become a service used by business and regular shopper all over the world.

Shopping online is easy, fun and secure and has for many taken the place of the Saturday afternoon window shopping at the mail. Still considered as a fairly recent phenomenon, online shopping has without a doubt made the life of countless consumers easier and more convenient. May it be for a home loan, buying car or ordering your weekly groceries, the web has forever changed our outlook on shopping.

The history of online shopping shows to all that a good idea, great presentation, and a desire to offer the best to your customers can make a dream come true. Now considered tried and true, it will be interesting in the next 20 years or so to see where the History on online shopping will take us!